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R. Thomas Avery


“All we have to decide is what to do with the time that is given us.” J.R.R. Tolkien

Areas of Concentration

  • Litigation

Experience at Work

Thom represents corporate entities and individuals in a wide variety of complex commercial litigation matters, including contract disputes, lender liability, construction defect claims, mechanic’s liens and other commercial disputes.

A veteran litigator, he is committed to counseling and leading clients through every aspect of their case, from the initial consultation through trial and appeals.

Thom has earned a national reputation in the field of lender liability. During his career, he has obtained judgments and settlements on behalf of his clients for lender liability, judgments voiding guarantees, and negotiated favorable work-outs.

Thom has considerable experience representing and advising companies and real estate developers in business-related disputes involving banks and other financial institutions. In addition, Thom has also represented national general contractors, builders, and designers in dispute resolution, arbitration, and litigation relating to construction defect claims, contract dispute and mechanics’ liens.

In the Community

Thom is a past member of the board of directors of Westminster Christian Academy and Central Christian School Board. He is an active member of Central Presbyterian Church.

Licensed to Practice

  • Missouri
  • Illinois
  • U.S. District Courts, Eastern District of Missouri
  • U.S. District Courts, Southern District of Illinois


  • J.D., Washington University School of Law (1994)
  • B.A., New Mexico State University, with honors (1990)

Significant Published Decisions

Three Critical Aspects of Personal Guarantees on Business Loans
COVID-19 Construction Contract Considerations
CARES Act: Paycheck Protection Program Provides Small Businesses an Opportunity for Relief